Аннотации:
The article deals with topical issues to develop the banking sector in Kazakhstan as their
condition assessment, weaknesses, strengths, problems and basic ways of development
of Kazakhstan’s second-tier banks in the current environment, these issues are discussed in this article and determine the relevance of the material presented. The need
to address the main problems in the development of the banking sector is due to the
fact that it is represented as a fundamental element of the financial system. Moreover,
under the modern conditions, it is subject to the impact of financial globalization, crisis phenomena in the world economy, the growth of uncertainty in the world financial
market, which determines a number of negative consequences for the stable development of banking activities. Effective functioning of the banking system allows ensuring
the sustainable economic development of any state, as the banking sector participates
in the redistribution of funds and financing of the real sector of the country’s economy.
At the present stage of the development, the issues of dealing with the key problems of
the development of the banking sector acquire special relevance on a global scale, since
the financial crisis has revealed the shortcomings of the current system of banking
regulation and supervision. In this regard, in the crisis conditions, the state intervention in regulation of banking activities has intensified, the role of risk management in
commercial banks has increased, the requirements to the bank’s capital, and the quality
of assets has increased. Volatility and instability of the world financial markets require
the search for new approaches in the implementation of banking activities to maintain
sustainable development, increase margins in the banking business, which determines
the relevance of this study. The main results of the research show the influence of external and internal factors that inhibit the development of banking activity.
